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Stripe
stripe.com · Stripe Billing · scored Dec 2025Stripe Billing serves most Fortune 500 firms, fees just rose.
Best forStartups and developers building custom subscription flows through an API.
A developer-first recurring billing platform for subscriptions, invoices, and revenue recovery at global scale.
Upside
- Used by 62% of Fortune 500 firms
- Smart Retries recovers about 14% of revenue
- Supports usage-based and tiered billing models
Catch
- Fee rose 40%, now 0.7% of volume
- International cards add up to 2.5% extra
- Some report sudden account freezes
Editor's takeStripe processed $1.4 trillion in payment volume in 2024, and 62 percent of Fortune 500 companies use it. Smart Retries uses machine learning to recover up to 14 percent more revenue from failed payments. In July 2024 Stripe moved Starter plan users from a 0.5% to a 0.7% fee, a 40 percent increase.
How much does Stripe Billing cost?
The pay-as-you-go plan charges 0.7% of billing volume, after a 2024 increase from 0.5%. International cards add a 1.5% fee plus a 1% currency conversion fee, according to Stripe's pricing page.
What is Smart Retries?
Smart Retries is a machine learning feature that retries failed payments at optimal times. Stripe reports it recovers up to 14% more revenue than not using it, based on customer data.
The evidence: 6 criteria, 3 penalties (−0.17 points)
Score adjustments−0.17 points in total











