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Top Cash Flow Forecasting Tools with Scenario and What-If Modeling 2026: 11 Products Analyzed

Albert Richer
Curated by :
Albert Richer
Updated Apr 1, 2026

Find every related tool inside our main Cash Flow Forecasting & Budgeting Tools category.

Cash Flow Forecasting Tools with Scenario and What-If Modeling
Albert Richer

Navigating the Landscape of Cash Flow Forecasting Tools: Insights from Research and User Experiences When analyzing customer feedback across various platforms, it becomes clear that not all cash flow forecasting tools are created equal. Comparative research indicates that while many users gravitate towards features like scenario analysis and what-if modeling, there’s a tendency to overthink the complexity of these tools. For instance, market research suggests that tools like Float and Fathom often receive positive feedback for their user-friendly interfaces and robust reporting capabilities, which customers report help simplify their forecasting processes. In contrast, while products with numerous features may seem appealing, they can lead to confusion rather than clarity—an insight echoed in many reviews. Interestingly, Fathom is often celebrated for its seamless integration with accounting software, making it a favorite among small business owners who appreciate time-saving functionalities. Many reviews indicate that users enjoy its ability to visualize data, often reporting that the graphical representation of cash flow scenarios makes decision-making easier. Navigating the Landscape of Cash Flow Forecasting Tools: Insights from Research and User Experiences When analyzing customer feedback across various platforms, it becomes clear that not all cash flow forecasting tools are created equal.

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Similar Categories
1
Expert Score
9.8 / 10
560
145
BEST
MOST INTUITIVE INTERFACE
1
FE CashCalc
9.8

FE CashCalc

FE CashCalc
View Website
FE CashCalc is a powerful tool for financial advisors, providing granular cashflow planning capabilities. The software's deterministic, stochastic, and gross cashflow modelling, as well as market simulations, empower advisors to prepare clients for various 'what if' scenarios, addressing industry-specific needs for detailed financial forecasting and risk evaluation.
FE CashCalc is a powerful tool for financial advisors, providing granular cashflow planning capabilities. The software's deterministic, stochastic, and gross cashflow modelling, as well as market simulations, empower advisors to prepare clients for various 'what if' scenarios, addressing industry-specific needs for detailed financial forecasting and risk evaluation.
BEST
MOST INTUITIVE INTERFACE

Best for teams that are

  • UK financial advisers needing to comply with Consumer Duty outcomes.
  • Advisers wanting to visually map client retirement and risk scenarios.

Skip if

  • Corporate finance teams doing internal business cash flow forecasting.
  • Non-UK financial advisors lacking FCA compliance needs.

Expert Take

Our analysis shows FE CashCalc strikes an impressive balance between capability and accessibility, evidenced by its dominant 45% market share. While it may lack the extreme granular complexity of some competitors for niche actuarial cases, research indicates it excels in usability and client engagement. The transparent pricing model and inclusion of 25+ calculators make it a high-value proposition for the majority of financial planning scenarios.

Pros

  • Market leader with ~45% share among advisers
  • Transparent pricing (£75/mo) with free paraplanner license
  • Includes 25+ specific financial calculators
  • Highly intuitive interface with visual client reports
  • Deep integration with FE Analytics for investment data

Cons

  • Less granular actuarial modelling than Voyant
  • Holdings data import limited to specific integrations
  • Historical perception of simpler tax modelling capabilities
  • Web-based focus may lack some offline desktop power
2
Expert Score
9.7 / 10
635
148
RATED
BEST FOR REAL-TIME DATA INTEGRATION
2
Mosaic Cash Flow Forecasting
9.7

Mosaic Cash Flow Forecasting

Mosaic Cash Flow Forecasting
View Website
Mosaic is a robust cash flow forecasting software solution tailored for professionals in finance and accounting. Through real-time data, KPI tracking, flexible drivers, and connected 3-statement models, it precisely addresses the need for accurate financial forecasting and scenario modeling in the industry.
Mosaic is a robust cash flow forecasting software solution tailored for professionals in finance and accounting. Through real-time data, KPI tracking, flexible drivers, and connected 3-statement models, it precisely addresses the need for accurate financial forecasting and scenario modeling in the industry.
RATED
BEST FOR REAL-TIME DATA INTEGRATION

Best for teams that are

  • High-growth B2B SaaS and tech startups focused on recurring revenue.
  • Small to mid-sized finance teams wanting pre-built dashboards.

Skip if

  • Traditional non-tech enterprises or legacy companies.
  • Large enterprises needing highly customized bespoke ERP setups.

Expert Take

Our analysis shows Mosaic excels at unifying fragmented financial data into a single source of truth, specifically for SaaS companies. Research indicates its 'Arc AI' significantly reduces manual modeling time by automating variance analysis and reporting. Based on documented features, the deep integration with platforms like Salesforce and NetSuite allows for real-time, driver-based forecasting that goes beyond simple spreadsheet capabilities.

Pros

  • Real-time consolidation of ERP, CRM, and HRIS data
  • Arc AI automates analysis and reporting workflows
  • Pre-built library of SaaS metrics and KPIs
  • SOC 2 Type II compliant security
  • Highly responsive customer support team

Cons

  • Steep learning curve for new users
  • Limited customization of visual charts
  • No transparent public pricing
  • High starting price for small teams
  • No mobile application available
3
Expert Score
9.6 / 10
561
114
VALUE
ADVANCED WHAT-IF MODELING
3
Prophix Copilot Scenario Planning
9.6

Prophix Copilot Scenario Planning

Prophix Copilot Scenario Planning
View Website
Prophix Copilot is a powerful financial modelling software designed specifically for cash flow forecasting with scenario and what-if modeling. With its natural language processing capabilities, it allows industry professionals to explore multiple financial scenarios in real time, cutting down on manual work and enabling more strategic decision-making.
Prophix Copilot is a powerful financial modelling software designed specifically for cash flow forecasting with scenario and what-if modeling. With its natural language processing capabilities, it allows industry professionals to explore multiple financial scenarios in real time, cutting down on manual work and enabling more strategic decision-making.
VALUE
ADVANCED WHAT-IF MODELING

Best for teams that are

  • Mid-market companies needing robust financial performance management.
  • Firms in construction, financial services, or professional services.
  • Finance teams replacing Excel with AI-driven scenario modeling.

Skip if

  • Small businesses where complex modeling platforms are overkill.
  • Teams lacking resources for implementation and ongoing training.

Expert Take

Our analysis shows Prophix Copilot effectively democratizes complex financial modeling by allowing users to run scenarios using natural language commands like "What if revenue drops 10%?". Research indicates this is backed by the robust "Infinix" in-memory engine, ensuring calculations remain fast even with large datasets. Furthermore, Prophix distinguishes itself with exceptional security standards, holding the rigorous HITRUST r2 certification, which is rare in the FP&A SaaS market.

Pros

  • Natural language 'what-if' scenario modeling
  • HITRUST r2 and SOC 2 certified
  • 120+ pre-built ERP and CRM connectors
  • Deep Microsoft Excel and PowerPoint integration
  • In-memory 'Infinix' engine for speed

Cons

  • Steep learning curve for administrators
  • Complex report building process
  • Opaque quote-based pricing model
  • Potential renewal price increases
  • Implementation often requires consulting
4
Expert Score
9.6 / 10
840
180
4
LivePlan
9.6

LivePlan

LivePlan
View Website
LivePlan simplifies business planning for entrepreneurs and small business owners with AI-powered writing assistance and over 550 sample plans. It integrates seamlessly with QuickBooks Online and Xero, providing real-time financial insights by comparing forecasts to actual data.
LivePlan simplifies business planning for entrepreneurs and small business owners with AI-powered writing assistance and over 550 sample plans. It integrates seamlessly with QuickBooks Online and Xero, providing real-time financial insights by comparing forecasts to actual data.

Best for teams that are

  • Early-stage startups and entrepreneurs writing their first business plan.
  • Small business owners pitching for bank loans or investment.
  • Founders wanting step-by-step guidance without complex spreadsheets.

Skip if

  • Mid-market or enterprise companies needing advanced continuous FP&A.
  • Established corporate finance teams requiring complex models.

Expert Take

LivePlan transforms the daunting task of business planning into an accessible, guided experience. We love how it blends an AI-powered writing assistant with over 550 real-world sample plans, effectively eliminating writer's block. Its standout feature is the seamless integration with QuickBooks Online and Xero, which turns a static business plan into a dynamic financial dashboard by comparing forecasts against actual accounting data in real time.

Pros

  • Integrates seamlessly with QuickBooks and Xero
  • Over 550 free sample business plans included
  • Step-by-step guidance for beginners
  • AI-powered writing assistant prevents writer's block

Cons

  • Rigid formatting and limited export customization
  • No free trial or free tier available
  • Only one user can edit at a time
5
Expert Score
9.5 / 10
536
99
BEST FOR SMALL BUSINESS
5
Cash Flow Frog Scenarios
9.5

Cash Flow Frog Scenarios

Cash Flow Frog Scenarios
View Website
Cash Flow Frog Scenarios is a powerful SaaS solution specifically designed for professionals in the accounting and finance industry. It provides them with a robust platform to simulate simple or complex sequences of changes, allowing for detailed cash flow forecasting and scenario analysis. The software's flexibility and adaptability address the industry's need for precise cash flow planning and risk assessment.
Cash Flow Frog Scenarios is a powerful SaaS solution specifically designed for professionals in the accounting and finance industry. It provides them with a robust platform to simulate simple or complex sequences of changes, allowing for detailed cash flow forecasting and scenario analysis. The software's flexibility and adaptability address the industry's need for precise cash flow planning and risk assessment.
BEST FOR SMALL BUSINESS

Best for teams that are

  • Small business owners needing quick, automated cash flow forecasts.
  • Freelancers and agencies managing multiple client invoices.
  • Non-finance founders looking for simple visual scenarios.

Skip if

  • Enterprises needing complex corporate FP&A modeling.
  • Companies looking for full ERP or general ledger replacements.

Expert Take

Our analysis shows that Cash Flow Frog effectively democratizes financial modeling for small businesses by removing the need for complex spreadsheets. Research indicates its standout feature is the ability to run unlimited 'what-if' scenarios on the Pro plan while keeping accounting data safe via a one-way sync. We particularly value the automated VAT/GST forecasting, which addresses a specific pain point for international businesses that many competitors overlook.

Pros

  • Unlimited scenarios on Pro plan
  • Automated VAT/GST forecasting
  • One-click accounting integration
  • Planned vs Actual analysis
  • Multi-entity consolidation

Cons

  • Standard plan limited to 3 scenarios
  • Not for complex FP&A
  • Support response delays reported
  • Requires clean accounting data
  • No mobile app found
6
Expert Score
9.4 / 10
715
24
6
Fathom Cash Flow Forecasting
9.4

Fathom Cash Flow Forecasting

Fathom Cash Flow Forecasting
View Website
Fathom's Cash Flow Forecasting software is a powerful tool for businesses using QuickBooks, Xero, MYOB or Excel for their accounting needs. It provides a detailed, visual, and accurate cash flow forecast, allowing for better financial decision making. Additionally, it supports scenario and what-if modeling, making it a perfect fit for businesses in need of robust financial forecasting and planning.
Fathom's Cash Flow Forecasting software is a powerful tool for businesses using QuickBooks, Xero, MYOB or Excel for their accounting needs. It provides a detailed, visual, and accurate cash flow forecast, allowing for better financial decision making. Additionally, it supports scenario and what-if modeling, making it a perfect fit for businesses in need of robust financial forecasting and planning.

Best for teams that are

  • Small to mid-sized businesses wanting visual, intuitive reports.
  • Finance teams needing easy multi-entity consolidation.
  • Companies heavily reliant on Xero or QuickBooks for integration.

Skip if

  • Large enterprises needing deeply configurable, complex workflows.
  • Teams requiring highly customized data validation models.

Expert Take

Our analysis shows Fathom excels at transforming complex financial data into beautiful, understandable visual reports, making it ideal for advisors and SMBs who need clarity over complexity. Research indicates its three-way forecasting and consolidation features are robust for monthly and long-term planning, though it trades granular daily cash management for ease of use and high-level strategic insight. Based on documented integrations with Xero and QuickBooks, it fits seamlessly into existing cloud accounting stacks.

Pros

  • Visual three-way cash flow forecasting
  • Seamless Xero and QuickBooks integration
  • Unlimited scenario planning
  • Multi-entity consolidation up to 300 units
  • SOC 2 and ISO 27001 certified

Cons

  • Indirect forecasting method only (no daily)
  • Limited native budget creation tools
  • Complex accruals require workarounds
  • Pricing scales with number of companies
  • No direct bank feed for short-term cash
7
Expert Score
9.3 / 10
610
74
7
Brex Cash Flow Forecasting
9.3

Brex Cash Flow Forecasting

Brex Cash Flow Forecasting
View Website
Brex provides an intuitive tool for cash flow forecasting, specifically designed for businesses needing to project future cash inflows and outflows. It offers detailed scenario and what-if modeling, enabling users in the finance industry to make informed decisions based on accurate predictions.
Brex provides an intuitive tool for cash flow forecasting, specifically designed for businesses needing to project future cash inflows and outflows. It offers detailed scenario and what-if modeling, enabling users in the finance industry to make informed decisions based on accurate predictions.

Best for teams that are

  • Venture-backed startups and high-growth technology companies.
  • Businesses needing integrated corporate cards with expense management.

Skip if

  • Traditional established enterprises focused on pure cost optimization.
  • Small businesses that do not meet strict funding or revenue criteria.

Expert Take

Our analysis shows Brex uniquely bridges the gap between spend management and financial modeling by integrating the capabilities of its Pry Financials acquisition directly into the platform. Research indicates this allows startups to automate runway tracking and scenario planning without relying on fragile spreadsheets. Based on documented features, the seamless sync with major ERPs like NetSuite ensures forecasts are built on real-time actuals, offering a significant advantage over disconnected modeling tools.

Pros

  • Integrated cash flow forecasting
  • Native NetSuite & QuickBooks sync
  • Free 'Essentials' plan available
  • User-friendly modern interface
  • Real-time expense tracking

Cons

  • Strict eligibility (No sole props)
  • High cash balance requirements
  • Less robust than dedicated FP&A tools
  • Limited support for non-US entities
  • UI navigation can be tricky
8
Expert Score
9.2 / 10
718
94
8
Calxa Scenario Modelling
9.2

Calxa Scenario Modelling

Calxa Scenario Modelling
View Website
Calxa's Scenario Modelling is a robust tool designed to help industry professionals navigate the complexities of cash flow forecasting. It allows the creation of multiple scenario budgets and comparison side-by-side, providing a detailed 'what-if' analysis that is invaluable in planning for future changes in the financial landscape.
Calxa's Scenario Modelling is a robust tool designed to help industry professionals navigate the complexities of cash flow forecasting. It allows the creation of multiple scenario budgets and comparison side-by-side, providing a detailed 'what-if' analysis that is invaluable in planning for future changes in the financial landscape.

Best for teams that are

  • Not-for-profits needing fund accounting and grant acquittals.
  • Accounting firms managing multi-entity or franchise clients.
  • Mid-market SMEs using Dynamics 365, NetSuite, or Acumatica.

Skip if

  • Large global enterprises needing complex treasury management.
  • Organizations requiring real-time FX risk management tools.

Expert Take

Our analysis shows Calxa stands out for its 'Scenario Layering' capability, which allows finance teams to stack multiple micro-adjustments (like 'New Hire' or 'Price Increase') on top of a base budget without duplicating data. Research indicates this is a significant differentiator for complex modelling compared to simpler tools. Furthermore, its documented ISO 27001 certification and deep ERP integrations make it a robust choice for mid-market organizations.

Pros

  • Advanced 3-way forecasting capabilities
  • Layered scenario modelling for 'what-if' analysis
  • Direct integrations with NetSuite and Business Central
  • Strong support for Not-for-Profit reporting
  • ISO 27001 security certification

Cons

  • Steep learning curve for new users
  • Less visual dashboards than competitors
  • Higher starting price for small businesses
  • Setup can be time-consuming
  • Interface is text-heavy
9
Expert Score
9.0 / 10
563
111
9
Workday Adaptive Planning
9.0

Workday Adaptive Planning

Workday Adaptive Planning
View Website
Workday Adaptive Planning is a robust financial planning tool specifically designed to aid businesses in accounting and finance. Its flexible scenario planning and cash forecasting capabilities allow finance professionals to create multiple scenarios promptly and accurately forecast cash flow, ensuring all stakeholders are aligned. Its what-if modeling feature makes it an ideal choice for businesses needing to make crucial financial decisions based on varied potential outcomes.
Workday Adaptive Planning is a robust financial planning tool specifically designed to aid businesses in accounting and finance. Its flexible scenario planning and cash forecasting capabilities allow finance professionals to create multiple scenarios promptly and accurately forecast cash flow, ensuring all stakeholders are aligned. Its what-if modeling feature makes it an ideal choice for businesses needing to make crucial financial decisions based on varied potential outcomes.

Best for teams that are

  • Mid-market to large enterprises seeking comprehensive planning.
  • Companies needing complex workforce planning and deep modeling.
  • Organizations already using Workday HR or Financials.

Skip if

  • Small businesses looking for a simple, plug-and-play solution.
  • Teams without dedicated model owners or technical resources.

Expert Take

Our analysis shows Workday Adaptive Planning stands out for its 'Elastic Hypercube Technology,' which allows for complex, multi-dimensional modeling without sacrificing speed—a critical feature for agile enterprises. Research indicates it successfully bridges the gap between corporate control and business unit flexibility, evidenced by its massive library of 4,000+ integrations that connect finance to operations. While it has documented scalability limits like the 15,000-row cap on cube sheets, its consistent recognition as a Gartner Leader confirms its status as a top-tier choice for serious FP&A teams.

Pros

  • Elastic Hypercube Technology for fast modeling
  • Over 4,000 pre-built integrations available
  • Gartner Leader for 4 consecutive years
  • Excel-like interface aids user adoption
  • Strong AI-driven anomaly detection

Cons

  • Cube sheets limited to 15,000 rows
  • Steep learning curve for administrators
  • No public pricing transparency
  • Complex setup often needs consultants
  • 5GB in-memory limit per version
10
Expert Score
8.8 / 10
638
23
10
Dynamics 365 Cash Flow Forecasting
8.8

Dynamics 365 Cash Flow Forecasting

Dynamics 365 Cash Flow Forecasting
View Website
Dynamics 365 Finance's Cash flow forecasting tool is an industry-leading solution specifically designed for businesses seeking accurate and reliable cash flow and currency requirement predictions. With its advanced scenario and what-if modeling capabilities, it addresses the crucial need for forecasting in the financial sector, enabling businesses to estimate their future monetary requirements effectively.
Dynamics 365 Finance's Cash flow forecasting tool is an industry-leading solution specifically designed for businesses seeking accurate and reliable cash flow and currency requirement predictions. With its advanced scenario and what-if modeling capabilities, it addresses the crucial need for forecasting in the financial sector, enabling businesses to estimate their future monetary requirements effectively.

Best for teams that are

  • Mid-market to enterprise companies already using Dynamics 365.
  • Finance teams wanting AI-driven customer payment predictions.

Skip if

  • Small businesses seeking simple, lightweight cash flow tools.
  • Companies not using or migrating to the Microsoft ecosystem.

Expert Take

Our analysis shows that Dynamics 365 Cash Flow Forecasting effectively bridges the gap between historical reporting and predictive intelligence. Research indicates that its 'Snapshot' feature allows finance teams to freeze specific forecast versions for robust 'what-if' scenario planning, a critical tool for volatile markets. Based on documented features, the native integration with Azure AI transforms static ledger data into actionable forward-looking insights, provided the organization meets the data volume prerequisites.

Pros

  • AI-driven time series forecasting
  • Snapshot capability for what-if analysis
  • Native integration with D365 modules
  • External data import support
  • Power BI visualization integration

Cons

  • Requires Finance Premium license
  • Minimum 1 year historical data
  • Complex Entity Store setup
  • AI training requires 100+ transactions
  • Tedious manual setup alternatives
11
Expert Score
8.4 / 10
681
125
11
Oracle Scenario Modeling
8.4

Oracle Scenario Modeling

Oracle Scenario Modeling
View Website
Oracle's Scenario Modeling is a robust SaaS solution that provides detailed long-range forecast models to adapt to fast-changing business dynamics. Its sophisticated scenario modeling capabilities are particularly beneficial for financial professionals who need to make informed decisions based on varying future scenarios and 'what-if' analyses.
Oracle's Scenario Modeling is a robust SaaS solution that provides detailed long-range forecast models to adapt to fast-changing business dynamics. Its sophisticated scenario modeling capabilities are particularly beneficial for financial professionals who need to make informed decisions based on varying future scenarios and 'what-if' analyses.

Best for teams that are

  • Large multinational corporations needing enterprise resource planning.
  • Teams handling complex treasury, debt scheduling, and capital needs.

Skip if

  • Small businesses wanting simple, out-of-the-box setups.
  • Teams without dedicated IT or finance admin resources to manage it.

Expert Take

Our analysis shows that Oracle Scenario Modeling stands out for its deep financial intelligence, specifically its ability to automatically balance complex financial statements and run native Monte Carlo simulations without requiring external plugins. Research indicates that while the learning curve is steep, the 'Debt Scheduler' and capital structure optimization tools provide enterprise finance teams with specialized capabilities for long-range strategic planning that many generalist competitors lack.

Pros

  • Built-in Monte Carlo simulations
  • Advanced debt scheduler & treasury tools
  • Seamless Oracle ERP integration
  • Excel interface via Smart View
  • Pre-built financial statement logic

Cons

  • Steep learning curve for beginners
  • Performance lags with large data
  • High minimum user entry cost
  • Complex implementation process
  • UI can be overwhelming

Product Comparison

Product Has Mobile App Has Free Plan Has Free Trial Integrates With Zapier Has Public API Live Chat Support SOC 2 or ISO Certified Popular Integrations Supports SSO Starting Price
1 FE CashCalc
Web-only No Yes - 28 days No No Email/Ticket only Not specified FE Analytics, Intelliflo, Xplan No Contact for pricing
2 Mosaic Cash Flow Forecasting
Web-only No Contact for trial No Yes Yes SOC 2 NetSuite, Salesforce, QuickBooks Yes Contact for pricing
3 Prophix Copilot Scenario Planning
Web-only No Contact for trial Yes Enterprise API only Yes SOC 2 Salesforce, Microsoft Dynamics, NetSuite Yes Contact for pricing
4 LivePlan
Web-only No Yes - 60 days Yes No Email/Ticket only Not specified QuickBooks, Xero, Google Workspace No $20/month
5 Cash Flow Frog Scenarios
Web-only Freemium Yes - 14 days Yes No Yes Not specified QuickBooks, Xero, FreshBooks No $19/month
6 Fathom Cash Flow Forecasting
Web-only No Yes - 14 days Yes Yes Yes Not specified Xero, QuickBooks, MYOB No $44/month
7 Brex Cash Flow Forecasting
Yes No Yes - 30 days Yes Yes Yes SOC 2 QuickBooks, Xero, NetSuite Yes Contact for pricing
8 Calxa Scenario Modelling
Web-only No Yes - 30 days No No Email/Ticket only Not specified Xero, MYOB, QuickBooks No $140/month
9 Workday Adaptive Planning
Web-only No Contact for trial No Enterprise API only Email/Ticket only SOC 2 NetSuite, Salesforce, Workday HCM Yes Contact for pricing
10 Dynamics 365 Cash Flow Forecasting
Yes No Contact for trial Yes Yes Yes ISO 27001 Power BI, Azure, Office 365 Yes $180/month
1

FE CashCalc

Has Mobile App
Web-only
Has Free Plan
No
Has Free Trial
Yes - 28 days
Integrates With Zapier
No
Has Public API
No
Live Chat Support
Email/Ticket only
SOC 2 or ISO Certified
Not specified
Popular Integrations
FE Analytics, Intelliflo, Xplan
Supports SSO
No
Starting Price
Contact for pricing
2

Mosaic Cash Flow Forecasting

Has Mobile App
Web-only
Has Free Plan
No
Has Free Trial
Contact for trial
Integrates With Zapier
No
Has Public API
Yes
Live Chat Support
Yes
SOC 2 or ISO Certified
SOC 2
Popular Integrations
NetSuite, Salesforce, QuickBooks
Supports SSO
Yes
Starting Price
Contact for pricing
3

Prophix Copilot Scenario Planning

Has Mobile App
Web-only
Has Free Plan
No
Has Free Trial
Contact for trial
Integrates With Zapier
Yes
Has Public API
Enterprise API only
Live Chat Support
Yes
SOC 2 or ISO Certified
SOC 2
Popular Integrations
Salesforce, Microsoft Dynamics, NetSuite
Supports SSO
Yes
Starting Price
Contact for pricing
4

LivePlan

Has Mobile App
Web-only
Has Free Plan
No
Has Free Trial
Yes - 60 days
Integrates With Zapier
Yes
Has Public API
No
Live Chat Support
Email/Ticket only
SOC 2 or ISO Certified
Not specified
Popular Integrations
QuickBooks, Xero, Google Workspace
Supports SSO
No
Starting Price
$20/month
5

Cash Flow Frog Scenarios

Has Mobile App
Web-only
Has Free Plan
Freemium
Has Free Trial
Yes - 14 days
Integrates With Zapier
Yes
Has Public API
No
Live Chat Support
Yes
SOC 2 or ISO Certified
Not specified
Popular Integrations
QuickBooks, Xero, FreshBooks
Supports SSO
No
Starting Price
$19/month
6

Fathom Cash Flow Forecasting

Has Mobile App
Web-only
Has Free Plan
No
Has Free Trial
Yes - 14 days
Integrates With Zapier
Yes
Has Public API
Yes
Live Chat Support
Yes
SOC 2 or ISO Certified
Not specified
Popular Integrations
Xero, QuickBooks, MYOB
Supports SSO
No
Starting Price
$44/month
7

Brex Cash Flow Forecasting

Has Mobile App
Yes
Has Free Plan
No
Has Free Trial
Yes - 30 days
Integrates With Zapier
Yes
Has Public API
Yes
Live Chat Support
Yes
SOC 2 or ISO Certified
SOC 2
Popular Integrations
QuickBooks, Xero, NetSuite
Supports SSO
Yes
Starting Price
Contact for pricing
8

Calxa Scenario Modelling

Has Mobile App
Web-only
Has Free Plan
No
Has Free Trial
Yes - 30 days
Integrates With Zapier
No
Has Public API
No
Live Chat Support
Email/Ticket only
SOC 2 or ISO Certified
Not specified
Popular Integrations
Xero, MYOB, QuickBooks
Supports SSO
No
Starting Price
$140/month
9

Workday Adaptive Planning

Has Mobile App
Web-only
Has Free Plan
No
Has Free Trial
Contact for trial
Integrates With Zapier
No
Has Public API
Enterprise API only
Live Chat Support
Email/Ticket only
SOC 2 or ISO Certified
SOC 2
Popular Integrations
NetSuite, Salesforce, Workday HCM
Supports SSO
Yes
Starting Price
Contact for pricing
10

Dynamics 365 Cash Flow Forecasting

Has Mobile App
Yes
Has Free Plan
No
Has Free Trial
Contact for trial
Integrates With Zapier
Yes
Has Public API
Yes
Live Chat Support
Yes
SOC 2 or ISO Certified
ISO 27001
Popular Integrations
Power BI, Azure, Office 365
Supports SSO
Yes
Starting Price
$180/month

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How We Rank Products

Our Evaluation Process

In evaluating cash flow forecasting tools with scenario and what-if modeling capabilities, the methodology focused on several key criteria, including specifications, features, customer reviews, ratings, and overall value. Important considerations specific to this category included the flexibility of scenario modeling, ease of integration, user interface design, and the ability to generate actionable insights from forecasts. Rankings were determined by analyzing a combination of product specifications, customer feedback from various review platforms, and comparative research into the price-to-value ratio of each tool, ensuring an objective assessment of their performance and suitability for users’ needs.

Overall scores reflect relative ranking within this category, accounting for which limitations materially affect real-world use cases. Small differences in category scores can result in larger ranking separation when those differences affect the most common or highest-impact workflows.

Verification

  • Products evaluated through comprehensive research and analysis of cash flow forecasting capabilities.
  • Selection criteria focus on scenario modeling and what-if analysis features to enhance financial planning.
  • Comparison methodology analyzes customer feedback and expert reviews to ensure reliable recommendations.
How We Evaluate Products
×

Score Breakdown

0.0 / 10

What This Award Means